So I went and got an outside, alternative student loan from another company, since the school didn’t seem to want to help me. I was approved by the company who sent the paperwork over to the school. Now the school won’t certify it, says that I can’t get ANY loans and no one I talk to seems to have any answers other than “policy.”
So tomorrow I have to go in and personally yell at them, and hopefully get sent to someone who does no.
But barring that, and depending on how they respond to screaming, I may have to pack up and head out as soon as this play is over.
That’s a bunch of crap, how can they decide that you can’t use an outside lender? So long as the school gets paid why should they give a shit how much money you owe in loans??
they still have to certifiy it…and they won’t for the same reason they wouldn’t do it themselves…
They say that I’m done with my required classes and won’t allow money for anything else. That’s a fine policy…but they didn’t tell me untill midway through the semester (when it was too late to drop classes and housing). Had I known, I would have taken my one credit hour in thesis…and stayed at home and written the thing.
Could you go through a bank? I thought National City did student loans. I think that money goes to you, then you pay the school. How could they argue with that?
I might have to.
I’m going to ask them what happens if I refuse to pay them for the semester.
This is ridiculous. I’m sorry that you’re going through all that.
Yeah…it’s ridiculous. Red tape all semester….why can’t a facility of higher learning just let me do my work.
I’m going to assemble my pirate costume early and storm the Financial Aid office in search of dablumes (sp?).
It suddenly occurs to me that my experience with the University of Chicago might be at least somewhat relevant and might even make you feel a bit better since it all worked out fine in the end though it was horribly stressful at the time.
When I left grad school it was in the middle of a quarter (around this time of year, actually) and too late to get my full tuition refunded but just in time to get 50% back. Because I was no longer enrolled in classes, I lost all of my loans except for the alternative one. After I *finally* got them to refund my 50%, I still owed I think somewhere between $8,000 and $9,000. A few thousand dollars (I think it must have been one of my loans) got sent to a collection agency, another amount (the exact same amount so it wound up being very confusing and I didn’t realize I owed it to two separate places) was owed directly to the University, and then there was the amount I still owed on the remaining loan.
I would think in your case things would be considerably more simple as you would just owe all the money to your school and they would either work something out with you or send it to a collection agency rather than having both clamoring for your money (and each expecting around $150 a month even though I made less than $1000 a month at the time and was paying $600 a month in rent). The U of C let me work out a payment plan, as did the collection agency (though they were infinitely pushier about it) and 5 years later I have both paid off and my credit rating has recovered pretty well.
I hope things work out for you.
Thanks. And I finally did get it resolved. 🙂
Excellent! I am so glad to hear that. 🙂